ACA Certification
Certify Today for ACA Sales!
Agents selling ACA plans must complete the certification for the exchange their state uses. Most states use the Federally-facilitated Marketplace (FFM), which requires CMS FFM certification. States with their own State-Based Exchange (SBE) require that state’s certification instead.
After you certify: Click here to request contract links
FFM Certification Instructions
See the 2027 FFM states. Agents selling ACA in these states must complete the CMS FFM certification.
- Returning Agent Instructions (registration and training steps)
- New Agent Instructions (registration and training steps)
Returning Agents – Agents and brokers who completed Plan Year 2026 Individual Marketplace registration and training will be eligible to take a shorter training for Plan Year 2027 as well as optional review modules. Returning agents and brokers can take training through the MLMS.
New Agents – Agents and brokers who are new to the Marketplace this year, or who did not complete Plan Year 2026 registration and training, will be required to take the full Individual Marketplace training for Plan Year 2027. New agents and brokers can take Individual Marketplace training through the MLMS.
For additional guidance on how to complete FFM training, go to the CMS Registration and Training for Marketplace Agents and Brokers page.
Returning Agents – Agents and brokers who completed Plan Year 2026 Individual Marketplace registration and training will be eligible to take a shorter training for Plan Year 2027 as well as optional review modules. Returning agents and brokers can take training through the MLMS.
- Returning Agents: Instructions (registration and training steps)
New Agents – Agents and brokers who are new to the Marketplace this year, or who did not complete Plan Year 2026 registration and training, will be required to take the full Individual Marketplace training for Plan Year 2027. New agents and brokers can take Individual Marketplace training through the MLMS.
For additional guidance on how to complete FFM training, go to the CMS Registration and Training for Marketplace Agents and Brokers page.
State-Based (SBE) Certification Instructions
States running a State-based Marketplace Exchange (SBE) are responsible for performing all marketplace functions for the individual market. Consumers in these states apply for and enroll in coverage through marketplace websites established and maintained by the states.
All agents marketing ACA health plans in any of the state-based exchange states must complete a state specific certification in order to sell ACA/marketplace plans in that state.
Not sure which exchange your state uses? See the current CMS list of state-based exchanges. If your state isn’t listed, or is listed as using the federal platform (SBE-FP), complete FFM certification.
Note: Certification must be completed before you an request appointment with ACA carriers in the state.
- Arkansas
- California
- Colorado
- Georgia
- Illinois
- Kentucky
- Maryland | Step-by-Step Guide
- Maine
- Nevada
- New Jersey
- New Mexico | Registration Guide
- New York
- Pennsylvania
- Virginia
- Washington
PPI does not market in the following state-based exchange states: Connecticut, Idaho, Massachusetts, Minnesota, Oregon, Rhode Island, or Vermont.
To see a map of all carriers/states that are available to sell through PPI, click to view our national map.
