Non-ACA Options Training Series
Your Complete Guide to the Non-ACA Market
Understand the options, find the right plan for each client, and sell with confidence.
Part 1
Understanding the Non-ACA Market
An introduction to the year-round Non-ACA market: the main plan types, what they cover and don’t, and how to sell them responsibly.
WHAT YOU’LL LEARN
- Why the Non-ACA market is worth pursuing
- The main plan types and their limits
- Why no plan is an “ACA clone”
- How to find and screen the right prospects
Part 2
Which Plan for My Prospect
A practical framework for matching each prospect to the best
plan they can qualify for and afford, with real-world scenarios
and price comparisons.
WHAT YOU’LL LEARN
- How to screen by income, health, and need
- When ACA is the only right answer
- Strategies to lower costs for families and employers
- Side-by-side plan price comparisons
Carrier Training
You will need to register/login to access the training videos below.
SPECIFIED DISEASE / HOSPITAL INDEMNITY / ACCIDENT
Med Mutual
Hospital indemnity, specified disease and accident sold together as a permanent bundle, with up to $1M per benefit period.
SPECIFIED DISEASE / ACCIDENT
Presidio
The deepest specified disease plan, including maternity, with no cap on cancer, heart attack or stroke. Currently in TX, NC and IN.
STM / SPECIFIED DISEASE / HOSPITAL INDEMNITY / ANCILLARY
UnitedHealthOne
Short-term medical, TriTerm (up to 3 years in some states), and Health Protector Guard with specified disease options, and strong ancillary options.
HOSPITAL Indemnity / Specified Disease / ANCILLARY
Manhattan Life
Affordable Choice with specified disease rider, plus Hospital Indemnity Select as an ACA add-on. Manhattan Life also has a strong ancillary portfolio.
ERISA-Based
Population Science Management*
GigCare (comprehensive, most competitive at 45+) and MaxGuard (affordable at any age). Underwritten.
* Certification Required
Medical Cost Sharing
Sedera*
A medical cost-sharing program open to anyone. Pre-existing conditions phase out over 36 months, then there are no caps on shareable needs. Not available to sell in FL and other states.
* Certification Required
Agent Resources
Questions?
Call our Agent Care Team for help with carriers, contracting, or client cases.
Contracts
Get appointed with your chosen carriers and start selling Non-ACA plans.
