Non-ACA Options Training Series

Your Complete Guide to the Non-ACA Market
Understand the options, find the right plan for each client, and sell with confidence.

Part 1

Understanding the Non-ACA Market

An introduction to the year-round Non-ACA market: the main plan types, what they cover and don’t, and how to sell them responsibly.

WHAT YOU’LL LEARN

  • Why the Non-ACA market is worth pursuing
  • The main plan types and their limits
  • Why no plan is an “ACA clone”
  • How to find and screen the right prospects

Part 2

Which Plan for My Prospect

A practical framework for matching each prospect to the best
plan they can qualify for and afford, with real-world scenarios
and price comparisons.

WHAT YOU’LL LEARN

  • How to screen by income, health, and need
  • When ACA is the only right answer
  • Strategies to lower costs for families and employers
  • Side-by-side plan price comparisons

Carrier Training

You will need to register/login to access the training videos below.

SPECIFIED DISEASE / HOSPITAL INDEMNITY / ACCIDENT

Med Mutual

Hospital indemnity, specified disease and accident sold together as a permanent bundle, with up to $1M per benefit period.

SPECIFIED DISEASE / ACCIDENT

Presidio

The deepest specified disease plan, including maternity, with no cap on cancer, heart attack or stroke. Currently in TX, NC and IN.

STM / SPECIFIED DISEASE / HOSPITAL INDEMNITY / ANCILLARY

UnitedHealthOne

Short-term medical, TriTerm (up to 3 years in some states), and Health Protector Guard with specified disease options, and strong ancillary options.

HOSPITAL Indemnity / Specified Disease / ANCILLARY

Manhattan Life

Affordable Choice with specified disease rider, plus Hospital Indemnity Select as an ACA add-on. Manhattan Life also has a strong ancillary portfolio.

ERISA-Based

Population Science Management*

GigCare (comprehensive, most competitive at 45+) and MaxGuard (affordable at any age). Underwritten.

* Certification Required

Medical Cost Sharing

Sedera*

A medical cost-sharing program open to anyone. Pre-existing conditions phase out over 36 months, then there are no caps on shareable needs. Not available to sell in FL and other states.

* Certification Required

Agent Resources

Questions?

Call our Agent Care Team for help with carriers, contracting, or client cases.

Contracts

Get appointed with your chosen carriers and start selling Non-ACA plans.

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Peek Training

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